What will long-term care cost you?

Many people are frightened of long-term care costs — for good reason.

Most people over 65 eventually will need help with daily living tasks, such as bathing, eating or dressing. Men will need assistance for an average of 2.2 years, while women will need it for 3.7 years, according to the U.S. Department of Health and Human Services’ Administration on Aging.

Many will rely on unpaid care from spouses or children. However:

— More than one-third will spend time in a nursing home, where the median annual cost of a private room is now over $100,000 . . .

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