It is with great sadness that we report the passing of beloved musician, bar owner and friend Philo Hayward.  He passed on in his sleep from heart failure last evening.  Many know Philo from Philo's Bar that he started in La Cruz(on the North shore) 15 years ago. Philo sponsored many fundraisers for the local community and was a lifeline to the expatriate community as well. Philo Hayward was a exceptionally good man, a fine musician and a friend to many. We send our prayers and thoughts to his family at this difficult time.  Information about a memorial . . .