There's a sleepy little fishing village 30 minutes north of Puerto Vallarta's airport called La Cruz de Huanacaxtle. In the year 2000, a retired studio musician from California on his way around the world, sailed into that town, put down his anchor and before long, opened what is now known as Philo's Bar. Philo Hayward, the owner, is a local celebrity around La Cruz and his bar and restaurant are an institution on the North Shore of Banderas Bay. For the past 15 years, Philo's Bar