Everyone in America is talking about Obamacare, skyrocketing medical costs, and the increasing inability of average Americans to afford even the most fundamental medical and dental care due to unreasonably high costs. The news is full of statistics: 45 million people are without health insurance, and that figure is increasing every month as unemployment soars. Another 45 million are 'under insured' -that is, with out-of-pocket costs and deductibles so high that they are unable to afford doctor and hospital fees when the need arises. More than 110 million are currently without dental insurance and unable to get the . . .